The Impact of Harley Davidson Motorcycles

11320356360_harleydavidson004.jpgThe Harley Davidson motorcycle was and always will be an American icon. Although other American motorcycle companies have flourished, none has had the staying power of Harley. Over a hundred years after its inception, the Harley Davidson motorcycle company is stronger and better received by the American public than ever before. Its line of motorcycles is diverse enough that it appeals to both men and women and priced for those on a wide range of budgets. The bikes themselves are only the start. The clothing, accessories, and memorabilia are an extension of the motorcycle and the entire concept of the Harley lifestyle reaches outward to interest just about anyone with a fascination of two-wheeled transportation.

Harley Davidson began its illustrious history in Milwaukee, Wisconsin back in 1903. The pioneers were Bill Harley and Arthur Walter Davidson and the entire operation was located inside of a wooden barn built by Mr Davidson’s father. They woudl remain in the barn manufacturing their motorcycles until 1912 when they would relocate into a multi-level building, reportedly six stories high. The Harley Davidson motorcycle company was started with the design of a one cylinder engine which developed specifically for racing and grew from there. In 1905 they had produced eleven motorcycles and by 1908 the number had grown to one hundred fifty four. By 1912 they had begun to export their motorcycles with the first motorized bike being sold overseas in Japan. The quest for world peace also fueled the sales of Harley motorcycles in the coming years. Harley was the largest supplier of motorcycles for the United States military. Their patriotism and reliable motorcycles helped the war effort and added to the company’s ever-growing group of enthusiasts. Two wheeled transportation was proving to be a viable means of moving about versus traveling by automobile. Over the next few decades, the company continued its growth and presence on the roads of the United States and around the world. Motorcycling, however, was about to get something it never had before… a bad reputation.

During the fifties, Americans viewed the release of movies depicting motorcyclists as less than honorable citizens. The term biker gang was introduced to the world and there was no going back from here. Rebellious bikers had come to be associated with Harley Davidson motorcycles thanks to a bit of Hollywood make-believe and the imaginations of the movie goers. The success of these biker flicks fueled even more bad-boy biker films especially during the sixties and seventies. Movie goers would have a better chance of finding a needle in a haystack than finding movies with honorable and honest bikers. The whole concept of the Harley motorcycle would never be the same from this point forward. The attitude, the attire, the tattoos, and the owner loyalty would go well beyond that of any other brand of motorcycle. To this day, regardless of innovations in imported motorcycles, Harley remains as good motorcycle as any in the world. Harley owners rarely defect to different brands. The motorcycle’s simplicity and timeless design help promote the brand loyalty. To many owners, very simply the concept of riding a symbol of American ingenuity through the city streets or country roads of America is enough. Harley sounds like no other bike, looks like no other bike, and feels like no other bike. Most Harley owners would agree that it’s the only motorcycle for them. Biker rallies and get-togethers draw more and more motorcycle enthusiasts every year. Whether you consider the motorcycle a means of transportation, or a means of relaxation, depends on your overall opinion of two-wheeled travel. Harley Davidson, however, is guaranteed to remain at the forefront of the industry for decades to come based purely on owner loyalty and genuine love for the ultimate American motorcycle.

Motorcycle Insurance

f_11320357994_chopper3.jpgOK, a motorcycle’s a lot more fun than a Sunday drive in the family car, but it’s still a motor vehicle on a public road. So before you ride off into the sunset, make sure your motorcycle is properly insured.
What you’ll need
Buying motorcycle insurance is very similar to buying automobile insurance. Typically, you’ll need the following coverage:
Liability insurance to cover you (and perhaps your passengers; some states require it) for bodily injury or property damage resulting from an accident with your motorcycle. Ask your agent about the amount of coverage you need. Some states have a minimum required level of coverage, but you may need more to protect your assets.
Collision insurance to cover you for the value of damage to your bike, after deductibles, that results from an accident. If you’re making monthly payments for your motorcycle, your lender will require collision coverage.
Other-than-collision (also known as comprehensive) insurance to cover you for loss due to fire, theft, vandalism, and other events not resulting from an accident.

Related Coverage

Motorcycle Insurance

If you live in the UK and plan to buy a motorcycle, you must be aware of the fact that you will need to get motorcycle insurance. It is illegal to drive any motorised vehicle in the UK without insurance. Motorcycle Insurance

There’s nothing like cruising down the open road on your motorcycle – the wind in your hair and a few bugs in your teeth. To steer your riding in the right direction, you will want to make sure your motorcycle and your motorcycle insurance policy are in good working order before hitting the road. Motorcycle Insurance Online

Looking for a convenient way to buy motorcycle insurance? Try the online option by many insurance companies and agencies. These options let online insurance quotes and payments online Antique Motorcycle Insurance

Antique motorcycle insurance is must for all vintage and old motorcycles whether they are being kept as collectives or they are being driven around. Since antique motorcycles are very precious to their owners, they should make sure that they get enough insurance so that they can be protected against any type of damage or theft. People all around the world loves to see these vintage motorcycles and sometimes there are special shows and parades where these vintage motorcycles are shown off.This coverage also involves a deductible.
Uninsured motorist coverage to pay your medical bills and other expenses related to bodily injury, including lost wages, if a driver without insurance hits you. It may also cover damage to your bike. Check with your agent to see if property damage is included in your uninsured motorist coverage. If it isn’t, you may be able to purchase it separately.
Underinsured motorist coverage to pay your medical bills and other bodily-injury-related expenses if you are hit by a driver with minimal insurance and your damages exceed the limit of that driver’s coverage.
Your underinsured motorist coverage will pick up balances up to your limit for underinsured motorist coverage not covered by the underinsured driver’s policy.
How to save money on motorcycle insurance
Perhaps the best way to save money on motorcycle insurance is to maintain a safe driving record and to shop around for the best prices. Some companies will give you a discount if you attend a motorcycle safety class or if you have multiple vehicles covered under one policy. In many northern regions, you can buy a policy that discontinues coverage during the winter months when you won’t be riding the motorcycle anyway. During these months, you pay no premium or a reduced premium.
Eliminating physical damage (collision and other-than-collision) coverage or increasing your deductibles will also lower your premiums. However, if your bike is financed, your lender may not let you do this. Special safety or antitheft equipment can also reduce your premiums in many cases. The number of miles you drive, the place where you store the bike, the size and style of the bike, and the horsepower and age of the bike may all affect your policy premiums.
If you’re having difficulty with the price of motorcycle insurance, discuss these issues with your agent or insurer. You may be able to make some changes to lower your premiums without taking on unacceptable additional risk.
Where to buy motorcycle insurance
If you are purchasing a motorcycle, look into the availability and price of motorcycle insurance before you buy. It’s often less expensive to buy motorcycle insurance from the same company that insures your automobile. By simply adding a miscellaneous-type vehicle endorsement to your regular policy, you may benefit from multiple-vehicle discounts and have the advantage of dealing with only one agent.
However, many companies that underwrite automobile insurance consider motorcycle operators high risk and refuse to underwrite policies for them. Alternatively, they may assign a motorcycle policy to the high-risk pool where you will pay the same high premiums as the riskiest drivers on the road. In such cases, it might be better to seek out a separate insurer that specializes in motorcycle insurance. Such a company may be more willing to cover you and may have a better understanding of your needs and requirements.